Introduction
Welcome to the Warden Public Adjusters website. By accessing or using the Warden Public Adjusters website and all services offered on this website, you agree that you have read, understand, and agree to be bound by these Terms of Use. These Terms of Use apply to your use of Warden Public Adjusters’s web-based services, including but not limited to all digital assets, content and services offered, and any agreements, interactions, submissions, contests, e-mail notifications, communications, and/or online forums that you participate in or access through a Warden Public Adjusters website. Please carefully review these Terms of Use before accessing or participating in any content or use of services. If you do not agree to these Terms of Use, you must cease use of this website immediately.
About Warden Public Adjusters
Warden Public Adjusters is a nationwide provider of insurance claims representation and policyholder assistance. With 15 years of industry experience, our licensed public adjusters provide advice, support, and advocacy for customers throughout the United States. Our website exists as a customer service tool for homeowners and business owners seeking public insurance claim representation, loss settlements, and help with negotiations. We value transparency, integrity, and satisfaction – therefore, we encourage all users to read the terms available on this page.
Acceptance of Terms
By using, browsing, or accessing the Warden Public Adjusters website, you agree to these Terms of Use, our Privacy Policy, and any other legal notice on this website. These Terms of Use are binding to all users and visitors of this site, including but not limited to registered clients of Warden Public Adjusters as well as authors or contributors of content or information here. Your continued use of our website is deemed your continued acceptance of any changes or updates to these terms. If you do not accept any part of these terms, you must stop using our website and associated services.
Eligibility and User Obligations
The Warden Public Adjusters site is for use only by persons who are 18 years of age or older and otherwise legally able to enter into binding contracts. By using this site, you represent and warrant that you are such a person. You agree that your use of the website and all communications made by you through the website will at all times be accurate, legal, true, and not misleading. Moreover, you agree that you will not use the website for any unlawful purpose or for any purpose prohibited by these Terms & Conditions, or to send or receive messages that contain any content that may damage, disable, or impair the website, or interfere with any other party’s use of or ability to access the website.
Changes to Terms of Use
Warden Public Adjusters reserves the right to modify, update, or revise these Terms of Use at its discretion. Any such modifications, updates, or revisions will take effect upon being posted on this page of the website, with a notice indicating the date of the revision prominently displayed at the top of the page. Users are advised to periodically review these terms for any changes. Continued use of the site following the posting of any changes will be interpreted as acceptance of the modified terms.
Definitions of Services
Warden Public Adjusters offers claim representation, loss evaluation, and insurance policy negotiation assistance to property owners. Via the Warden Public Adjusters website, a user may view educational material, request an insurance claims consultation, submit contact requests, and learn about the insurance claim process. All information presented here is offered as general guidance. It is not offered as legal, financial, or other such advice. A user is welcome to contact us directly for our professional service by telephone at (512) 291-4036 or via e-mail at [email protected].
User Accounts and Registration
Some features of the Warden Public Adjusters website may require you to set up an account or to submit personal information. You agree to: (a) provide true, accurate, current, and complete information about yourself as prompted by the registration form; (b) maintain and promptly update the Registration Data to keep it true, accurate, current, and complete. It is your sole responsibility to maintain the confidentiality of your account information and to notify us immediately of any unauthorized use of your account or any other breach of security. Warden Public Adjusters reserves the right to suspend or terminate accounts that may be in violation of these Terms and Conditions or that may engage in illegal, abnormal, abusive, or otherwise inappropriate conduct.
Privacy and Data Security
Your privacy is important to Warden Public Adjusters. All information collected from within the Warden Public Adjusters website will be handled according to our Privacy Policy. When you use our website, you are consenting to the collection and use of your information in accordance with this Privacy Policy. We make every effort to ensure protection of your information; however, absolute security cannot be assured. Website users must review our Privacy Policy for further information.
Permitted Use and Intellectual Property Rights
All material and content provided on or through the Warden Public Adjusters website, including but not limited to text, graphics, logos, images, audio, video, software, and other material (collectively, the Material), is either owned by Warden Public Adjusters or other suppliers. Material is protected by U.S. and international laws and regulations, including United States copyright, trademark, and patent laws, and laws and regulations affording similar protection in other countries. You are granted a limited, non-exclusive, non-transferable license to view and use this website for your personal, non-commercial purposes only. Such license does not include the right to:
- Use any framing techniques to enclose any of these pages
- Remove any copyright or other proprietary notices from copies of these pages
- Use any robot, spider, screen scraper, or other automated means to access this site for any purpose without our express written consent
- Decompile or reverse engineer any software or scripts contained in this website
- Download or copy any content contained in this website except as expressly permitted by us
- Use these pages except as set forth in these Terms of Use
- Aggregate, copy, or scrape any Material from this site (except for Personal Use only, as defined herein) with materials from other websites for inclusion in personal databases or compilations
Unauthorized use of this website may violate applicable laws and regulations.
Restriction of Particular Activities
You agree that you will not in any way:
- Use the site for any unlawful purpose or in violation of any law, rule, or regulation, whether local, state, federal, national, or international
- Interfere with or disrupt the operation of the site, the server, or the network used to make the site available to you
- Attempt to access any part of the site, your user account, or any other system, including through any harvesting or mining algorithms, hacking, password “cracking,” or scraping
- Use spiders, bots, or other automated means to access the site
- Upload or otherwise transmit to the site any viruses, Trojan horses, worms, time bombs, or other computer programming routines that may damage the operation of any computer or property of any end user
- Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity
- Harm or defame any person or organization
Third Party Links and Content
The Warden Public Adjusters website may contain links to third-party websites, resources, or services that are not owned or controlled by us. Such links are meant solely for convenience and informational purposes and we do not endorse, guarantee, or assume responsibility for their content or any products or services offered by third parties through the websites, resources, or services. Use of such third-party sites is subject to the terms and privacy policies of each such site and such usage is at your own risk.
Disclaimers
The information and services provided by Warden Public Adjusters on this website are provided on an ‘as is’ and from available data only basis and without warranties or guarantees of any kind, either expressed or implied. We do not guarantee the completeness, accuracy, reliability, or timeliness of any information or content contained in this site. To the maximum extent permitted by law of your jurisdiction, Warden Public Adjusters disclaims all warranties concerning the information contained on this site, including but not limited to any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that this site will be error-free, secure, uninterrupted, or free of harmful components.
Limitation of Liability
To the maximum extent permitted under law, Warden Public Adjusters, and its affiliates, employees, agents, and licensors shall not be liable to you for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or in connection with your use of the website, content, and/or services even if we have been advised of the possibility of such damages. This limitation of liability applies to, but is not limited to, damages such as loss of profits, data, goodwill, use, or other intangible losses resulting from:
- Your use or inability to use our website
- Unauthorized access to and use of our servers and/or any personal information stored therein
- Any content errors or omissions or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, or otherwise made available through the website
- Conduct of any third party in connection with the website
Indemnity
You will defend and hold harmless Warden Public Adjusters, its affiliates, officers, directors, employees, and agents from and against all claims, actions, demands, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) which may arise in connection with your use of the website or a breach of these Terms of Use or breach of a third party’s rights. This provision will survive the termination of your interaction with the website.
User Submissions and Correspondence
By delivering any information, content, feedback, or communications (“User Content”) to Warden Public Adjusters on our website, e-mail, or other channels you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right (through multiple tiers) to use, reproduce, modify, adapt, publish, translate, distribute, and display that content worldwide in any media. You represent and warrant that you own or otherwise control all of the rights to your User Content; that such content is accurate, not confidential, and not proprietary to others; that you have the right to give us the above license; and that you will defend us from all claims resulting from such delivery. We have no obligation to screen or edit any User Content. We reserve the right to remove or edit any User Content at our sole and absolute discretion.
No Professional Services Advice
The information and materials contained in the Warden Public Adjusters website are provided for informational purposes only to assist the reader and do not constitute legal, financial, insurance, or other professional advice. Warden Public Adjusters is highly experienced in insurance claims and public adjusting; however, any decisions you make on the information provided are your responsibility. Please seek advice from a qualified professional or contact our staff directly for advice regarding your issue.
Availability, Interruption and Modification to the Services
Warden Public Adjusters attempts to maintain the accessibility and functionality of our website and services, but we may change, suspend, or discontinue the operation of all or part of the website and/or our services with or without notice. We expressly disclaim all liability for interruption to the website or any feature of the website or any other website or service, including without limitation the loss of any content or data, whether temporary or permanent.
Termination and Access
We have the right, but not the obligation, at our sole discretion to limit, suspend, or terminate your use of and access to the Warden Public Adjusters website and related services, without notice, if we believe you are violating or acting inconsistently with these Terms of Use, or that such outside use is detrimental to Warden Public Adjusters, its users, or other third parties. Upon termination, all rights granted to you under these terms shall immediately cease and you must stop all access and use of the website.
Governing Law and Jurisdiction
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas without regard to its conflict of law provisions. By using the Warden Public Adjusters website, you agree to submit to the exclusive jurisdiction of the state and federal courts sitting in Travis County, Texas if any dispute arises out of or relates to these terms of use of the website.
Copyright 2002-2003 Windstorm Insurance Network. All Rights Reserved. This article may not be copied or distributed without permission from the Windstorm Insurance Network. For permission, contact: Wendy Guske. If you want to use it electronically (website or e-mail), you must include the title of the article and organization name (Windstorm Insurance Network) at the top and bottom of the page, as well as the article hyperlink to www.windstorminsurance.com for websites. Newsletters, however, have never been a problem.
Severability
If any provision of these Terms of Use is found unlawful, void, or unenforceable, that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of the remaining provisions. The remaining provisions will continue in full force and effect.
Entire Agreement
These Terms of Use in combination with our Privacy Policy and other legal notices or agreements published on the Warden Public Adjusters website, together with any amendments thereto, constitute the entire agreement between you and Warden Public Adjusters with respect to your use of the website and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and us.
Waiver
No waiver by Warden Public Adjusters of any term or condition contained in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or of any other term or condition, and any failure of Warden Public Adjusters to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
Report a Copyright Infringement and DMCA Policy
Warden Public Adjusters respects the intellectual property rights of others and expects users to do the same. If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement, please send us a notice with a description of the alleged infringement, your contact information, a description of the work, as well as the custodians and location of the infringing material. We will investigate and take appropriate action under the Digital Millennium Copyright Act or other applicable laws.
Security
In addition, we have reasonable safeguards in place to make every effort to protect the security and integrity of the Warden Public Adjusters site and your personal information. However, there is no method of transmission over the Internet or method of electronic storage that is 100% secure. By using our site, you acknowledge and assume the risk that any information you send electronically by means of our site may be intercepted by a third party and you agree that you will not hold Warden Public Adjusters responsible for any loss, theft, breach, or interception of your information.
Direct Children Privacy
The Warden Public Adjusters website is not directed at children under the age of 13. We do not knowingly collect or solicit personal information from children under age 13. If we have actual knowledge that we have collected such information, we will delete such information as soon as possible. If you are a parent or guardian and believe that your child has provided us with personal information you may contact us at [email protected].
Users outside the Nation
While Warden Public Adjusters is based in the US, users from other nations may have access to the site. If you access the site from outside the US, you are responsible for compliance with respective local laws. By accessing the site, you agree to the transfer, processing, and storage of your information in the US as some privacy laws may be different from your jurisdiction’s laws.
Contact Us
Warden Public Adjusters
700 W 15th St Ste 81
Austin TX 78701
Phone: (512) 291-4036
Email: [email protected]
Website: https://wardenpublicadjusters.com/
We encourage you to reach out for help, comments, or any questions you may have pertaining to your rights and responsibilities under these terms.
Updates and Changes
Warden Public Adjusters may from time to time update these Terms of Use in response to changes in our services, laws, or other changes in the operation of our business. As a result, we will post a prominent disclosure on our website and presence on other platforms whenever there are material changes to these terms, as well as the date when such material changes have taken effect. Your responsibility is to review these terms periodically and be aware of any changes we make to these terms. Your continued use of our website and presence on other platforms after we post any changes constitutes your acceptance of these revisions.
Reporting Violations
Upon becoming aware of any violation of the Terms of Use, or if you suspect that any content or activity is in violation of the Terms of Use, you must immediately notify Warden Public Adjusters at [email protected]. We take violations of the Terms of Use seriously, meaning that we will immediately act upon the notifications and take any action as we deem appropriate. Such action may include, but is not limited to, removal of infringing content, suspension of user account access to the site, and notification to law enforcement.
Agreement
By accessing Warden Public Adjusters website, you acknowledge and represent that you have read and accepted these Terms of Use. These Terms are intended to protect both you and Warden Public Adjusters and help us to establish a safe, courteous, and productive online site. We appreciate your trust and your business with Warden Public Adjusters.